If there is no emergency, many of us don’t prepare. What is a proper emergency fund for me? First, you need a clear definition of what an emergency is. It must be something we can financially prepare for.
How many of us have tried budgeting that works for others but doesn’t work for us? Sometimes, the concept of budgeting feels like the fastest way to anxiety. Without the math, mindsets have no foundation to build on.
How do we wade through all the opinions on debt to make our own decisions? Wisdom is a better guide than one person’s template applied to another person’s life. How do we move beyond bias to make our choices?
Single people have often expressed to us, not because we said they need to budget, but because they ask questions like, “Being single, my income is more than my expenses, so why do I need to budget?”
Is it human nature or culture that drives people to pursue riches? Beyond arriving at riches, what makes people pretend they are rich when they are not? Pride, ego, and trying to exploit wealthy people are key motives for pretenders.
We know budgeting isn’t automated; it does take more work than not doing it. Many people have struggled to create a budget aligning with their goals and needs.
So, how do we steer around budget frustration and find a budget that makes us happier? We need to…
We all understand the importance of budgeting, yet many of us need help initiating or maintaining effective budgeting practices. These struggles can differ for each individual, creating a unique blend of obstacles. It took Jeanine, my wife, and me several years to gain and maintain momentum. Watching others around us struggle, we choose to get trained and obtain certification as budgeting coaches.
