( reading time: 6 min. 48 sec. ) What is success, and what is more success? The wrong definition will drain the resources we use to get the things that make us happy, with things that make us busy at best and need more resources at worst. We all drift individually and collectively. Getting the…
Are you tired of living paycheck to paycheck, drowning in debt, and feeling hopeless about your financial future? It’s time to take control of your money and start crushing your money goals. But where do you begin? That’s where a budget coach comes in. They are the secret weapon to transforming your financial life. A…
Few people wake up and say, let’s use a personal day and skip work to have a budgeting day. Doesn’t that sound like fun? In its simplest form, budgeting is predicting our income and expenses and creating a plan to manage the results. Putting budgeting into practice effectively is more than the plan. If we want to win consistently, a few extra details are essential. In this article, we’ll break down the budgeting fundamentals so you can get started confidently.
If there is no emergency, many of us don’t prepare. What is a proper emergency fund for me? First, you need a clear definition of what an emergency is. It must be something we can financially prepare for.
How many of us have tried budgeting that works for others but doesn’t work for us? Sometimes, the concept of budgeting feels like the fastest way to anxiety. Without the math, mindsets have no foundation to build on.
Single people have often expressed to us, not because we said they need to budget, but because they ask questions like, “Being single, my income is more than my expenses, so why do I need to budget?”
We know budgeting isn’t automated; it does take more work than not doing it. Many people have struggled to create a budget aligning with their goals and needs.
So, how do we steer around budget frustration and find a budget that makes us happier? We need to…
We all understand the importance of budgeting, yet many of us need help initiating or maintaining effective budgeting practices. These struggles can differ for each individual, creating a unique blend of obstacles. It took Jeanine, my wife, and me several years to gain and maintain momentum. Watching others around us struggle, we choose to get trained and obtain certification as budgeting coaches.
