Effective Date: [Insert Date]
Budgeting Today (“we,” “our,” “us”) values your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use our website at https://budgeting.today.
Who We Are
Our website address is: https://budgeting.today. We provide financial education, coaching, and resources to help users improve their budgeting and financial management.
Information We Collect
- Voluntary Information: When you sign up for coaching, newsletters, or other communications, you may provide your name, email address, or other contact details.
- Comments: When visitors engage with services on this site, we collect the data needed to serve our customers, including the visitor’s IP address and browser user agent string to help with spam detection.
- Media: If you upload images to the website, avoid uploading images with embedded location data (EXIF GPS). Visitors can download and extract location data from images.
- Cookies: We use cookies to improve your experience, including login persistence and display preferences. You may opt-in to saving your details when leaving comments.
How We Use Your Information
- To provide you with budgeting resources, coaching, and updates.
- To share external resources we believe may benefit you.
- To improve site functionality and user experience.
- To detect spam and maintain site security.
Sharing of Information
- We do not sell your information to third parties.
- If we work with outside vendors (e.g., Google Analytics), we do not pass extra data beyond what is necessary.
- External links and embedded content may behave as if you visited those third-party sites directly, and those sites may collect data independently.
Communications and Unsubscribing
- Users may receive emails or notifications about new resources and updates.
- You may unsubscribe at any time by following the instructions in our communications.
Data Retention
- Comments and their metadata are retained indefinitely to recognize and approve follow-ups automatically.
- For registered users, we store personal information in their profile. Users can see, edit, or delete their information at any time (except usernames). Administrators can also view and edit this information.
Your Rights
- You may request an exported file of the personal data we hold about you.
- You may request that we erase any personal data we hold, except data we are obliged to keep for administrative, legal, or security purposes.
Data Security
- We take reasonable measures to protect your information from unauthorized access, disclosure, or misuse.
- However, no method of transmission over the internet is completely secure, and we cannot guarantee absolute security.
Children’s Privacy
- Budgeting Today is not directed toward children under 13.
- We do not knowingly collect personal information from children.
Where Your Data Is Sent
- Visitor submissions may be checked through automated spam detection services.
Changes to This Policy
We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.
Contact Us
If you have questions about this Privacy Policy, please contact us